Travel Insurance

Insure instantly. Roam fearlessly.

Ready to jet off overseas or explore the stunning locales of the Philippines? Oona Travel Insurance has you sorted with personalized coverage that ticks all the boxes, starting at ₱299!

Whether you're locking in a Schengen visa, exploring the Americas and Asia, or planning a local escape, our seamless online process ensures securing travel insurance is quick and hassle-free. Rest easy with our travel health coverage, flight delay assistance, and support for lost luggage—all bundled in our convenient insurance plans. Get started today and travel with confidence, knowing Oona has you covered, wherever your adventures take you.


Why Online Travel Insurance is the Smart Choice

Real-time quotation and issuance
- Quickly compare different travel insurance plans, customize your coverage, and make a purchase—all from the comfort of your home or on the go.

Instant coverage at a good price
- Your coverage can start immediately, ensuring you're protected from the moment you book your trip.

Available 24/7
- Buy travel insurance at any time that is convenient for you


Explore a variety of travel insurance plans tailored to meet your travel essentials

International Travel
- Protection for international trips, including Schengen, with coverage period of up to one (1) year
- Up to ₱ 5 million cover for medical and emergency expenses and up to ₱ 2.5 million cover for Covid-19-related expenses
- Additional benefits in the form of assistance for travel inconveniences, as well as personal accident, and personal liability coverages
- Starts From Php 299.00

Domestic Travel
- Protection for trips around the Philippines
- Up to ₱ 1 million cover for medical and emergency expenses, including those for Covid-19
- Additional benefits in the form of assistance for travel inconveniences, as well as personal accident, and personal liability coverages
- Starts From Php 266.00

Flight Delay
- Instant lounge access for flight delays of atleast an hour
- No claims documents necessary
- Protection for injuries or death (up to ₱ 10,000 coverage) while riding as a passenger
- Only Php 149.00


Boost your travel coverage with these add-ons

Covid-19 Protection
- Stay protected against COVID-19-related trip disruptions and medical expenses

Hazardous Sports
- Our travel insurance hazardous sports coverage protects you during adrenaline-fueled adventures

Sports Equipment
- Safeguard your gears from breakage or scratches while declared and checked-in on a flight.

International Cruise
- Set sail with protection against unforeseen events while you explore the seas.


Why Choose Oona Travel Insurance?

Up to ₱5 Million coverage
- Oona protects you against a wide range of travel mishaps, including medical emergencies, trip cancellations, and lost belongings. Enjoy more comprehensive protection with Covid-19 coverage and additional add-ons as you explore the world.

Covid-19 Coverage
- Oona Travel Insurance offers round-the-clock customer support and emergency assistance. No matter where you are in the world, our team helps with any issues or emergencies, ensuring you have the support you need whenever you need it.

Easy Purchase Online
- Quick clicks, no tricks! Get travel insurance online instantly with Oona. Our competitive pricing and flexible plans offer great value. Whether you need basic coverage or a comprehensive policy, find a plan that fits your budget and meets your travel need


Got questions about Travel Insurance?
Explore these FAQs to learn more about it.

What happens to my travel insurance if my trip is cancelled?
- If your trip is cancelled, your travel insurance typically covers the expenses. This includes reimbursement for unused travel, accommodation, meals, and prepaid activities due to unforeseen events such as death, injury, illness (excluding pre-existing conditions), court summonses, serious home damage, job loss, and more. The coverage starts from when you purchase the policy and lasts until you board your transportation.

What is over booking and does my policy cover it?
- Overbooking happens when the airline sells more seats than they have available. If your flight is delayed by over 6 hours because of overbooking, the policy covers reasonable costs for meals, lodging, and airport transfers, as long as the airline or others didn't already provide these for free.

Is travel insurance typically required for Filipino travelers?
- Travel insurance isn't required for traveling within the Philippines, or many other places in Asia and worldwide. But if you're heading to Schengen countries, you need international travel insurance, with at least 30,000 EUR coverage. While not necessarily needed elsewhere, we strongly recommend securing travel insurance to ensure a smoother and worry-free experience during your travels.

Is pre-existing illness covered under medical & emergency expenses?
- No, we don't cover pre-existing conditions initially. However, we do provide first medical aid for emergencies, which includes treatment at hospitals, surgeries, and ambulance services. If it turns out that your condition existed before you got the insurance, we won't cover any further treatments related to it. If your initial coverage limit is reached before we can determine if it's a pre-existing condition, we'll keep providing assistance until we have a diagnosis. If it's not pre-existing, you'll get the regular medical benefits. But if it is, you'll need to pay for any extra costs beyond the initial limit and any excess charges.

What does travel insurance typically not cover?
- Travel insurance doesn't usually cover:
1. Actions by the Insured: Such as misconduct, criminal activities, fraud, negligence, recklessness, or mental disorders.
2. Natural Disasters: Like floods, earthquakes, or volcanic eruptions.
3. Terrorism and Conflicts: Including incidents related to terrorism, uprisings, wars, or conflicts.
4. Risky Activities: Such as hazardous sports or dangerous recreational activities.
5. Travel Advisories: Losses in areas with "DO NOT TRAVEL" warnings or due to government actions.
6. Pre-existing Conditions: Such as known health conditions, self-harm, or substance misuse.
7. Other Exclusions: Like personal errors, financial failures of providers, or major unforeseen events.
These exclusions help define what's covered and manage risks.

Can I still get travel insurance while already at the airport?
- Definitely! With Oona Insurance Travel Online, you can easily purchase travel insurance, anytime, anywhere, and as quickly as possible -- even while waiting for your flight.

What should I do if my checked-in luggage goes missing during my flight and I need to make a claim?
- There are just two (2) important steps to make a claim for your lost luggage:
1. Notify the Airline via their Customer Service
2. Report the incident by calling our 24/7 Hotline numbers: +00 632 8459 4727 (outside PH) / (02) 8459 4727 (within PH), and our team will guide you throughout the whole claims process.

Can I still get travel insurance after booking a trip?
- Yes! While airlines typically offer travel insurance as an add-on, you can still avail travel insurance from providers like Oona Insurance. Just be sure to purchase at least a day before you are scheduled to fly out!

Does my policy cover COVID-19? If yes, what are the coverages?
- Your policy does not cover COVID-19 by default, but you can easily get travel insurance with COVID-19 coverage as an add-on.
- This add-on covers medical treatment/expenses, repatriation of mortal remains, and reimbursements for when your trip is cancelled or cut short, because of COVID-19.

What expenses does my insurance cover if my flight is delayed?
- The insurance covers costs like transportation, hotel stay, meals, toiletries, and clothing, up to the limit set in the policy.