STUDENTS AND TEACHERS HEALTH + PLAN
(INSURANCE BENEFITS PLAN FOR SCHOOLS)

ST Health+ Plan provides 24/7 hospitalization, life and accident coverage to your students. Plus, teachers get their life, accident, and hospital benefits for free.

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Minimum Number of Lives is 50

No limit for the Maximum Number of Lives

The number of teachers should not exceed the number of students insured.

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Plan Features

• Accidental death and disability benefits - additional benefit given in case death or disability is due to accident

• Hospital cash assistance - a daily cash benefit given if the student or teacher becomes hospitalized due to injury or sickness

• Experience Refund - surplus given to the educational institution if actual claims experience is better than projected

• For students’ injuries caused by accidents, the plan provides:

• Hospitalization benefits such as room & board, operating room and blood transfusions

• Outpatient benefit during emergency treatments like laboratory tests and professional fees

• Special hospital services such as x-ray, laboratory tests, administered medicines, anesthesia and operating room expenses