Stroke Insurance

But I’m healthy – why do I need stroke insurance?

Confronting Stroke: It’s a common killer
- 11% of total deaths in Filipinos are due to stroke, according to WHO data in 2020. That is one out of ten people!

Addressing the Escalating Incidence of Stroke Cases
- Stroke remains the second leading cause of death, and the third leading cause of disability, in Filipinos.

Soaring Healthcare Expenses with Stroke Insurance
- Medical treatment of stroke can go as much as ₱1.8M, while rehabilitation costs may go as high as ₱270,000 annually.
- With the average Filipino only earning about ₱300,000 annually, stroke can extremely costly and push patients to poverty.


So why is Oona Stroke Insurance the right choice?

100% Cash Payout
- Got Stroke Insurance? Great! You get a 100% of your coverage amount in cash to help you with anything you need as you recover.

Buy Online with No Medical Examination
- Worried about questions and medical checks? Don’t be! You can apply online by answering 4 simple health questions.

Flexible Length of Cover
- Getting older? That’s no problem for your cover.
- You can renew your Stroke Insurance policy up to your 65th birthday.


Oona gives you...

Affordable Premiums for Comprehensive Stroke Coverage
- Get ₱500,000 of coverage from as low as ₱67/year.

Diverse Coverage Options for Stroke Insurance
- Choose from a range of cover options, from ₱100,000 up to ₱500,000.


Got a Question?
Explore our FAQ page to find all the information you need.

What are the payment options?
- You can pay online via credit or debit card, or via e-Wallets: Maya or GCash.

What is the maximum protection I can buy under Oona Stroke Insurance?
- ₱500,000 is the maximum protection you can buy under Oona Stroke Insurance.

Is Stroke covered by insurance?
- Coverage for stroke-related medical expenses varies by insurance policy. Standard health insurance may cover some treatment costs but often falls short in addressing all expenses, especially those related to critical illnesses such as heart attacks and strokes.
- Recognizing this need, Oona Stroke Insurance offers a specialized solution designed to fill these gaps. Oona Stroke Insurance policy is specifically designed to provide comprehensive coverage for expenses associated with stroke treatment and recovery.

Can I buy Oona Stroke Insurance if I have a pre-existing medical condition?
- This depends on the type and severity of the medical condition you have or had, which will be delineated in the terms and conditions of your stroke insurance cover. To determine your eligibility, please complete the health declaration as part of the purchase process.

When does coverage under Oona Stroke Insurance start?
- Your cover starts on the coverage start date as shown on the Policy Schedule. The Stroke Benefit starts after a 90-day waiting period.

How can I buy Oona Stroke Insurance?
- You can buy Stroke insurance online with no medical exams, just by answering 4 health questions.

What are the symptoms of Stroke?
- Some of the most common symptoms of Stroke can be:
Face Drooping: One side of the face may droop or become numb. Ask the person to smile to see if one side of the face is drooping.
- Arm Weakness: One arm may become weak or numb. Ask the person to raise both arms to see if one arm drifts downward.
-Speech Difficulty: Speech may be slurred, or the person may have trouble speaking or understanding speech. Ask the person to repeat a simple sentence and see if the words are slurred or the sentence is repeated incorrectly.

What’s the difference between Stroke Insurance and Health Insurance?
- Stroke Insurance is a part of health insurance that specifically cover for lump sum payment once an insured member is diagnosed with Stroke.

Do I need to go for a medical check-up to buy Oona Stroke Insurance?
- Do I need to go for a medical check-up to buy Oona Stroke Insurance?

What are major causes of Stroke?
- Here are some major causes of stroke. Ischemic stroke, which is caused by blockages or narrowing of the arteries that supply blood to the brain, and Hemorrhagic stroke, which is caused by bleeding in or around the brain.