Commercial Auto Insurance

Insurance for every kind of journey

Whether you’re hauling cargo or passengers or want to maximize coverage for your car insurance policy, Oona's comprehensive auto insurance is tailored to keep you and your business moving with reliable coverage.


I'm a safe driver - why do I need auto insurance?

The road's full of surprises!
- In the Philippines, around 410 people die each year in road crashes. With 51% being drivers, 36% pedestrians, and 13% passengers, even a skilled driver can encounter unexpected trouble. Be prepared for the unexpected with auto insurance that’s as ready as you are!

Costly repairs can break the bank
- A single fender-bender could set you back around ₱40,000 to ₱100,000 for repairs. That's a lot of pesos! Car insurance helps cushion those costs, so your wallet doesn’t have to take the hit every time you need a fix.

Injury and death expenses can be shockingly high
- Without insurance, medical bills for injuries can skyrocket. Covering everything from minor scrapes to major treatments can cost anywhere from ₱50,000 to ₱500,000! Insurance ensures you're not stuck with a hefty bill after an accident.


Why is Oona Auto Insurance the Right Choice?

Unmatched claims support you can trust
- With a solvency ratio 4X higher than required, we’re rock-solid when it comes to paying claims. Count on us to have your back, no matter what!

Dedicated 24/7 Roadside Assistance
- Count on us for a more dedicated, round-the-clock support, anywhere you need us. So you never miss a beat on the road

Nationwide Protection, Always Within Reach
- We have one of the largest networks of auto repair shops and dealerships across the country, so you're never far from Oona's top-notch service!


Got a question about Auto Insurance in the Philippines?
Explore our FAQ page to find all the information you need.

What does Oona Comprehensive Auto Insurance coverage include?
- Our comprehensive coverage includes protection against accidental damage, theft, fire, vandalism, and damage from natural disasters like floods or typhoons—perfect for the unpredictable weather in the Philippines.

Can I transfer my existing auto insurance to Oona?
- Absolutely! We make it easy to switch. Our team will help you with the transfer process so you can start enjoying the benefits of Oona’s comprehensive coverage right away.

How does Oona Comprehensive Auto Insurance for commercial vehicles differ from regular car insurance?
- While regular car insurance is designed for personal vehicles, commercial auto insurance is tailored for business use, offering higher coverage limits and protection suited to commercial activities.

What happens if my insured vehicle is used outside of business purposes?
- Our policy is designed for business use, but occasional personal use is generally acceptable. Just let us know your needs, and we’ll ensure you have the right coverage.

How do I file a claim with Oona for my vehicle?
- Filing a claim with us is easy! Just call our 24/7 claims hotline, provide the necessary details, and we’ll guide you through the process to get your business back on the road quickly.

How can I get a quote for auto insurance from Oona?
- You can get a quick quote online or by contacting our customer service team. Just provide some basic details about your vehicles and business, and we’ll take care of the rest.

Who needs auto insurance in the Philippines?
- In the Philippines, all vehicle owners—whether for private use or business—are required to have auto insurance. Private car owners need insurance to protect themselves from unexpected accidents, damage, or theft. Commercial vehicle owners, on the other hand, rely on auto insurance to safeguard their business assets, whether they're transporting goods or passengers. So, whether you're driving for personal trips or business operations, auto insurance is essential for legal compliance and peace of mind on the road.

Can I customize my auto insurance policy with Oona?
- Yes, you can! We understand that every individual and business is unique, so we offer customizable options to fit your specific needs, whether it’s for a single vehicle or a whole fleet.

Are the drivers of my business vehicles covered under Oona Comprehensive Auto Insurance?
- Yes, our policy also provides coverage for drivers and passengers, including medical expenses in case of an accident. Keeping your team safe is our priority!

Is roadside assistance included in Oona Comprehensive Auto Insurance?
- Yes! We offer 24/7 roadside assistance, including towing, tire changes, and fuel delivery, so you’re never left stranded.

What types of vehicles are covered under Oona Comprehensive Auto Insurance?
- Oona's comprehensive auto insurance covers a wide range of vehicles, from private cars to commercial vehicles. Whether you're using your vehicle for personal travel or business purposes like transporting goods or passengers, our coverage is designed to keep you protected on the road.

How long does it take to process a claim with Oona?
- We strive to process claims as swiftly as possible, typically within a few days, depending on the complexity of the claim. Our goal is to minimize your downtime.

What is Oona Comprehensive Auto Insurance?
- Oona's comprehensive auto insurance offers extensive coverage for private and commercial vehicles in the Philippines. It protects your commercial fleet against a range of risks including accidents, theft, fire, and even natural disasters. We help keep your business moving, no matter what comes your way.

Why should I choose Oona for auto insurance in the Philippines?
- Oona offers comprehensive coverage, competitive rates, and excellent customer service. We’re here to keep your business moving, no matter what challenges come your way.

What are the payment options for Oona Comprehensive Auto Insurance?
- We offer flexible payment options, including monthly, quarterly, and annual plans, to fit your or your business’s cash flow and budget.

Does Oona offer insurance for specialized commercial vehicles?
- Yes, we cover a variety of specialized vehicles like food trucks, construction vehicles, and more. Just tell us your needs, and we’ll find the right coverage for you.

Will my premium increase if I file a claim?
- Not necessarily. We review each case individually, and minor claims won’t always result in a premium increase. We’re committed to fair and transparent pricing.

How do I contact Oona for more information about auto insurance?
- You can reach us through our website, call our customer service hotline, or visit any of our branches. We’re always ready to help you find the right insurance solution for your business!

Does comprehensive auto insurance cover damages from typhoons and floods?
- Absolutely! Living in the Philippines means dealing with unpredictable weather, so our comprehensive auto insurance includes coverage for damages caused by natural disasters like typhoons and floods.