Vital Cover

FEATURES AND BENEFITS

COVID-19 CASH ASSISTANCE BENEFIT
- A cash benefit which shall be granted to beneficiaries on death of an insured individual caused by COVID-19.

DENGUE - CHIKUNGUNYA CASH ASSISTANCE BENEFIT
- Up to Php 150,000.00 lump sum cash due to loss of life/death due to Dengue Fever or Chikungunya

MEDICAL REIMBURSEMENT (ACCIDENTAL INJURIES)
- Reimburse up to Php 37,500.00 for expenses incurred due to medical treatment caused by an accident anywhere in the world

DAILY HOSPITAL INCOME BENEFIT (DUE TO COVID-19)
- Medical cash assistance of Php 1,250.00/day for hospital admission due to COVID-19 infection

ACCIDENTAL DEATH
- Up to Php 300,000.00 lump sum payment to beneficiaries in the event of untimely death

MEDIMATE 24/7
- Access to free and unlimited teleconsultation and various emergency assistance anytime


PACKAGES AND COVERAGES

PLAN A

1 TO 64 YEARS OLD (ANNUAL COVERAGE)
- Php 715.00

65 TO 75 YEARS OLD (ANNUAL COVERAGE)
- Php 1,015.00

BENEFITS AND LIMITS

- Loss of Life Cash Assistance due to Covid-19 (Php 100,000.00)
- Daily Hospital Income Benefite due to Covid-19 (Php 750.00 per day of confinement)
- Loss of Life Cash Assistance due to Dengue and Chikungunya (Php 50,000.00)
- Accidental Death (Php 100,000.00)
- Medical Reimbursement for Accidental Injuries (Up to Php 12,500.00)
- Access to MediMate 24/7 (Unlimited)


PLAN B

1 TO 64 YEARS OLD (ANNUAL COVERAGE)
- Php 1,125.00

65 TO 75 YEARS OLD (ANNUAL COVERAGE)
- Php 1,765.00

BENEFITS AND LIMITS

- Loss of Life Cash Assistance due to Covid-19 (Php 200,000.00)
- Daily Hospital Income Benefite due to Covid-19 (Php 1,000.00 per day of confinement)
- Loss of Life Cash Assistance due to Dengue and Chikungunya (Php 100,000.00)
- Accidental Death (Php 200,000.00)
- Medical Reimbursement for Accidental Injuries (Up to Php 25,000.00)
- Access to MediMate 24/7 (Unlimited)


PLAN C

1 TO 64 YEARS OLD (ANNUAL COVERAGE)
- Php 1,585.00

65 TO 75 YEARS OLD (ANNUAL COVERAGE)
- Php 2,365.00

BENEFITS AND LIMITS

- Loss of Life Cash Assistance due to Covid-19 (Php 300,000.00)
- Daily Hospital Income Benefite due to Covid-19 (Php 1,250.00 per day of confinement)
- Loss of Life Cash Assistance due to Dengue and Chikungunya (Php 150,000.00)
- Accidental Death (Php 300,000.00)
- Medical Reimbursement for Accidental Injuries (Up to Php 37,500.00)
- Access to MediMate 24/7 (Unlimited)


PLAN D

1 TO 64 YEARS OLD (SEMI-ANNUAL COVERAGE)
- Php 200.00

65 TO 75 YEARS OLD (SEMI-ANNUAL COVERAGE)
- Php 300.00

BENEFITS AND LIMITS

- Loss of Life Cash Assistance due to Covid-19 (Php 25,000.00)
- Daily Hospital Income Benefite due to Covid-19 (Php 750.00 per day of confinement)
- Loss of Life Cash Assistance due to Dengue and Chikungunya (Php 12,500.00)
- Accidental Death (Php 25,000.00)
- Medical Reimbursement for Accidental Injuries (Up to Php 12,500.00)


PLAN E

1 TO 64 YEARS OLD (SEMI-ANNUAL COVERAGE)
- Php 130.00

65 TO 75 YEARS OLD (SEMI-ANNUAL COVERAGE)
- Php 195.00

BENEFITS AND LIMITS

- Loss of Life Cash Assistance due to Covid-19 (Php 12,500.00)
- Daily Hospital Income Benefite due to Covid-19 (Php 500.00 per day of confinement)
- Loss of Life Cash Assistance due to Dengue and Chikungunya (Php 12,500.00)
- Accidental Death (Php 12,500.00)
- Medical Reimbursement for Accidental Injuries (Up to Php 12,500.00)


APPLICATION QUALIFICATION
- You must be 1 to 75 years old.


FAQS

HOW MANY VITAL COVER POLICIES CAN I BUY?
- An insured person will be covered by a maximum of one (1) policy per any given time.

ARE THERE ANY OCCUPATIONAL RESTRICTIONS WITH VITAL COVER?
- None. Anyone, including frontliners (doctors, nurses, tanods, ets.) can avail Vital Cover.

HOW CAN I AVAIL OF MEDIMATE'S 24/7 SERVICES AND WHAT ARE THE BENEFITS?
Primary Care Consultation
- 24/7 unlimited access to free General Doctors' Consultation
Ground and Paramedic Ambulance
- Unlimited ambulance referrals in case of emergencies
Covid-19 Assistance
- Unlimited referrals to Covid-19 related services (e.g., RT PCR Swab Tests, etc.)
Preventive Care Services
- Unlimited referrals to Flu and HPV vaccination clinics
Healthcare Management Sessions
- Consultation of treatment plan and health management with licensed physicians

WHAT ARE THE REQUIREMENTS NEEDED TO MAKE A CLAIM?
- All required documents must be submitted with a valid government-issued id:

Covid-19
- Loss of Life (Positive Swab Test Result, Medical Certificate, Death Certificate)
- DHIB (Positive Swab Test Result, Medical Certificate and remove from Covid19 - LGU or DOH Quarantine Facility)

Dengue and Chikungunya
- Loss of Life (Serology Report showing positive sign of infection, Medical Certificate, Death Certificate

Accident Insurance
- Accidental Death (Death Certificate, Post-Mortem report (if insured died in a hospital), Police Report (if needed), Autopsy report (if needed))
- Medical Reimbursement (Original Receipts, Medical Certificate, Police Report (if needed))

WHAT ARE THE POSSIBLE EXCLUSIONS?
- Infection not medically diagnosed by a licensed physician
- Claim for Cash Assistance benefit not medically supported
- Infection contracted within waiting period
- Covid-19 illness that manifested and/or treated outside the Philippines