MotoOne

FEATURES AND BENEFITS

ACCIDENTAL DEATH & DISABLEMENT (FOR THE RIDER/DRIVER)
- Provides a lump sum cash benefit in the event of loss of life or disablement of the policyholder.

MEDICAL REIMBURSEMENT (FOR THE RIDER/DRIVER)
- Provides reimbursement of the expenses incurred for medical treatment due to an accident.

BURIAL BENEFIT (FOR THE RIDER/DRIVER)
- Pays the actual funeral and burial expenses brought about by the death of the insured member up to the maximum limit of the plan.

ACTS OF NATURE
- Protects vehicle against damages directly caused by typhoon, flood, hurricane, volcanic eruption, earthquake or other convulsions of nature.

RIOTS, STRIKES AND MALICIOUS DAMAGE
- Protects vehicle against the perils of social unrest and lawless elements. This cover will respond to loss or damages to vehicle arising out of riots, strikes, or malicious damage done intentionally or unintentionally by third parties.


OPTIONAL COVERS

COMPULSORY THIRD PARTY LIABILITY
- Protects policyholder from any possible liability for a third party caused bodily injury and/or death in an accident arising from the use of vehicle.

LOSS OF USE
- Reimbursable transportation allowance per day for a maximum of 15 days, while your car is undergoing accident-related repairs.

R2V (RETURN TO VALUE) / GAP INSURANCE
- Add-on cover to the comprehensive motorcycle insurance by covering the depreciated amount.
- In case of Total Loss due to car collision, It will bring back the original value of the insured motorcycle.


PRODUCT LIMITS

COVERAGE
- CTPL (As Optional Cover)
- Own Damage/Theft (At Fair Market Value)
- Acts of Nature (At Fair Market Value)
- Bodily Injury
(Up to Php 250,000 for Big Bike)
(Up to Php 100,000 for underbone)
- Property Damage
(Up to Php 250,000 for Big Bike)
(Up to Php 100,000 for underbone)
- Personal Accident (Php 50,000)
- Medical Reimbursement (Php 5,000)
- Burial Benefit (Php 10,000)
- Riot, Strikes and Civil Commotion (Included)
- 24/7 Roadside Assistance (Included)
- Telemedicine Access (Included)

OPTIONAL COVERAGE
- Loss of Use (500 per day)
- R2V Gap Insurance (Depreciated Value)


FAQs

WHAT IS COMPULSORY THIRD PARTY LIABILITY OR CTPL?
- CTPL is coverage required by law for the registration of any vehicle licensed for use on the public highways. It covers the death and/or bodily injury of a Third Party victim in an accident caused by the Insured Vehicle.

I HAVE AN OLD MOTORCYCLE, CAN I INSURE IT?
- We only insure vehicles up to eight (8) years old.

WHICH BRANDS ARE ACCEPTABLE FOR MOTOONE INSURANCE?
- Accepts all brands including China brand up to eight (8) years of age (underbone bike and big bike). For Big Bikes’ vintage units - Subject to Motorcar Underwriting approval.

WHAT ARE THE REQUIREMENTS FOR APPLICATION?
- Duly filled out and signed application forms are prerequisite for request for issuance of Motorcycle Insurance. Application forms must be screened for completeness of information and must be filed together with underwriting copies of the policies for future reference.

WHAT IS THE AGE ELIGIBILITY FOR THE PERSONAL ACCIDENT COVER?
- No age eligibility for Personal Accident cover.

WHICH BRANDS ARE ACCEPTABLE FOR MOTOONE?
- MotoOne insures all brands of motorcycles, including China brands of both underbones and big bikes). We may also accept applications for vintage units, subject to our review and evaluation.