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K12 HEALTH COVER
This health voucher provides up to Php 50,000 worth of coverage for emergency cases due Dengue Fever, Leptospirosis, and COVID-19.
Services include outpatient emergency care, inpatient emergency care, laboratory and diagnostic procedures, and medicines as medically required.
It is accepted in more than 500 IHC-accredited hospitals nationwide, including the Top 6 hospitals.
This health voucher is applicable to individuals 1 to 20 years old and is valid for 12 months or up until used whichever comes first.
DETAILS OF INLIFE HEALTH CARE'S
K12 HEALTH COVER
K12 Health cover provides up to Php 50,000 worth of coverage for emergency cases due Dengue Fever, Leptospirosis, and COVID-19.
It is accepted in more than 500 IHC-accredited hospitals nationwide, including the *Top 6 hospitals.
This health voucher is applicable to individuals 1 to 20 years old and is valid for 12 months or up until used whichever comes first.
The Php 50,000 benefit limit covers these items:
✓ Doctor’s professional fee
✓ Ward Room Accommodation
✓ Laboratory and diagnostic procedures
✓ Medicines as medically needed
✓ Use of operating room, recovery room, and ICU
✓ Surgery and surgeon’s fees when medically necessary
✓ Special Modalities as medically needed subject to Php 5,000 sublimit
● Laparoscopic procedures
● Magnetic Resonance Angiography
● Magnetic Resonance Imaging (MRI)
● Computerized Tomography (CT) Scans
● Endoscopic Procedures (Therapeutic)
● Pain Management
● Arthroscopic Procedures, Orthopedic Arthroscopy
● Other medically necessary modalities not mentioned above and those for which there are no comparable, conventional or traditional counterparts
Things to Note:
"Emergency" shall mean the sudden, unexpected onset of illness or injury having the potential of causing immediate disability or death or requiring the immediate alleviation of severe pain and discomfort.
This health voucher is applicable to adults, 1 to 20 years, and is valid for 12 months or up until used whichever comes first. The final medical diagnosis shall be the basis for a Member's eligibility to emergency care benefits under the Agreement. PhilHealth is required for the availment of this health voucher during hospital confinement.
*Top 6 Hospitals – Asian Hospital and Medical Center, Cardinal Santos Medical Center, Makati Medical Center, St. Luke's Medical Center (QC and BGC) and The Medical City
FAQ'S ON K12 HEALTH COVER
1. What does K12 Health Cover cover?
It provides up to Php 50,000 worth of coverage for emergency cases due Dengue Fever, Leptospirosis, and COVID-19. This voucher is accepted in more than 500 IHC-accredited hospitals nationwide, including the Top 6 hospitals
2. How can I register my K12 Health Cover voucher?
Upon purchase, you can register online at https://services.insularhealthcare.com.ph/.
3. When can I start using K12 Health Cover?
10 days from the day you register (“registration date”), the health voucher will be activated 10 days after successful registration. Your health voucher is valid for 12 months or up until used which ever comes first.
Example: Registration date is Day 0. If you register on August 1, your health voucher will be activated on August 11. It will then be valid from August 11, 2023 to August 10, 2024 or up until used which ever comes first.
4. When can i register my product?
You have to register a name to your prepaid plan within 90 days from purchase date. The serial code will be valid up to then. After which, your serial code will no longer be available for register.
5. If the benefit limit is not be wholly consumed, can I use the health voucher again in the future?
K12 Health Cover is for one-time use only, regardless if the total annual benefit limit is consumed or not. The advantage of this health voucher is its high benefit limit, affordability, and convenient registration process.
6. If I already have an existing Insular Health Care plan that covers health diagnostic benefits, can I still register for K12 Health Cover?
No. You cannot register for K12 Health Cover if you are already enrolled in IHC’s other health care programs, even if your total benefit limit has already been consumed.
7. Can I register a K12 Health Cover health voucher for someone else?
Yes, as long as you know the personal data of the individual and obtained his/her authorization to be registered. We have prepaid health vouchers that can be given as gifts to your loved ones. The data required for registration are as follows:
a. Full name
b. Birth date
c. Home address
d. Email address
e. Mobile number
8. Can I transfer K12 Health Cover to another person?
K12 Health Cover is transferable as long as it has not yet been registered. This also lets you purchase the health vouchers as gifts.
9. Can I use K12 Health Cover in hospitals not on the health voucher’s provider list?
No. This health voucher can only be used in IHC accredited hospitals.
HOW TO PURCHASE K12 HEALTH COVER VOUCHER INSTANTLY
This will take you to InLife Health Care's official website where you can shop for the K12 HEALTH CARE voucher and pay for it online.
Please click the button below: