BPI MS FAMILY PERSONAL ACCIDENT

ENJOY THESE BENEFITS

Cash Benefit in case of Accidents
- Receive a lump sum amount in the event of permanent disability or sudden passing due to an accident

Daily Cash Assistance
- Receive cash for every day of hospital confinement arising from an accident

Educational Assistance
- Secure your loved one's future by granting them access to cash to continue their studies in the event that you are unable to support them due disability or death caused by an accident


Insurance Coverage

Principal
- Accidental Death & Permanent Disablement (Php 500,000.00)
- Burial Expenses (Php 10,000.00)
- Educational Assistance (Php 175,000.00)
- Daily Cash Assistance (Php 1,000.00/day)

Spouse / Parents
- Accidental Death & Permanent Disablement (Php 250,000.00)
- Burial Expenses (Php 5,000.00)
- Educational Assistance (Php 88,000.00)
- Daily Cash Assistance (Php 500.00/day)

Children
- Accidental Death & Permanent Disablement (Php 100,000.00)
- Burial Expenses (Php 2,000.00)
- Educational Assistance (-)
- Daily Cash Assistance (Php 500.00/day)


ELIGIBILITY:

For Principal: 18-65 years old

For Dependents:
- If Principal is Married:
Spouse up to 65 years old
Child(ren) (unmarried and unemployed), 1 to 22 years old

- If Principal ii Widowed/Separated/Divorced:
Child(ren) (unmarried and unemployed), 1 to 22 years old

- If Principal ii Widowed/Separated/Divorced:
Child(ren) (unmarried and unemployed), 1 to 22 years old


Frequently Asked Questions

Why should I avail of a BPI MS Family Personal Accident Insurance?
- BPI MS Family Personal Accident Insurance will protect you and your family members from financial losses due to a death or permanent disablement of a family member. The monetary compensation you or your family will receive should cover for the lost income or the expenses incurred due to your or a family member's passing or disability arising from an accident

What is the maximum number of family members can the BPI MS Family Personal Accident Insurance cover?
- The number of family members that can be covered depends on the package that you wish to avail. You may find it in the product/package's insuring terms and conditions.

What is considered an accident?
- The following elements must be present for an incident to be considered an accident:

Accidental - sudden and unforeseen
Violent - brought about by force so as to injure
External - characterized by outside force
Visible - can be viewed by the naked eye

Will I or my family members be able to assign a specific beneficiary?
- For personal accident products bought thru BPI MS Express Protect, the default beneficiary will be determined based on Philippine Civil Law on Succession. Should you wish to name a specific beneficiary, you may do so by calling BPI MS at (02) 8840-9000 or visit the BPI MS Head Office.

My occupation exposes me to hazardous activities, am I qualified to avail of BPI MS Personal Accident products?
- Certain occupation types that are engaged in, involve or expose the client to activities that could result to sudden or grave physical injury or disability are excluded. You may read the full terms and conditions of the package that you wish to avail to know the exclusions.

How do I file a claim?
- In case of claim, you or your beneficiary may notify BPI MS Claims Department through:

- Hotline No: 8840-9556 / 8840-9160

- Email: bpimsclaims@bpims.com

- Mail: 14F 6811 BPI-Philam Life Makati, Ayala Ave., Salcedo Village, Bel-Air City of Makati 1209

You will then be advised of the documents that you need to provide to complete your claim.


Disclaimer

The FAQs found in this page are merely for informational purposes and are not to be taken as contract of insurance. While all effort was exhausted to ensure that the contents of this FAQs are accurate and up to date, the terms and conditions and clauses found in the actual insurance policy will always prevail.